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Get The Best Two Wheeler Insurance Plans Online in India - Up To 70% Discount

Your Policy Type

Policy Type :

    • Bajaj Allianz
    • Bharti AXA
    • Cholamandalam
    • Future Generali
    • HDFC Ergo
    • ICICI Lombard
    • IFFCO Tokio
    • Liberty Videocon
    • LT Insurance
    • Magma HDI
    • National Insurance
    • New India
    • Oriental Insurance
    • Reliance General
    • Royal Sundaram
    • SBI General Insurance
    • Shriram General Insurance
    • TATA-AIG
    • United India
    • Universal Sompo General

      Most Popular Policies of United India

      • United India Insurance Family Medicare Policy
        This policy covers both the proposer and his/her family. Two add-on covers are also available under this plan to cover daily expenses in hospital and ambulance costs.
        Key features of Family Medicare Policy
        • No medical check-up required up to 45 years and Rs. 10 Lakhs sum insured
        • Maximum entry age is 80 years
        • Optional cover for critical illness is available
        • Organ donor treatment expenses are covered
        Buy now
      • United India Super Top Up Plan
        This top-up policy covers medical expenses when total amount goes past the deductible limit of what you have to pay.
        Key features of Super Top-up Plan
        • Up to Rs. 2,500 coverage for emergency ambulance service
        • Selected day care procedures such as radiotherapy, chemotherapy,dental surgery, eye surgery, are covered
        • Coverage for In-patient treatment is available beyond threshold limit up to the sum insured.
        • Organ donor expenses are covered
        Buy now
      • United India Individual Mediclaim Policy
        This health insurance policy is designed to protect individuals from medical expenses for both planned and emergency hospitalization
        Key features of Individual Mediclaim Policy
        • Organ donor expenses Up to chosen sum assured
        • Coverage for major surgeries Up to 70% of the chosen sum assured
        • Coverage available for Specific day care procedures
        • Coverage available for Ayurvedic treatment if undertaken at a government-approved center
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      • United India Senior Citizens Health Insurance Policy
        Senior Citizens Health Insurance Policy is designed to protect senior citizens in the age group of 61 years to 80 years.
        Senior citizen health insurance plan
        • Organ donor expenses are covered up to sum assured
        • Coverage for Cataract, Hysterectomy, Hernia up to 25% of sum assured
        • Major surgeries are covered up to sum assured
        • Ayush treatments are covered if it is undertaken at a government-approved center
        Buy now

      Two wheeler insurance

      United India Two wheeler insurance provides comprehensive protection. Two-wheeler owners can avail insurance for 3 years.

      United India Two Wheeler Insurance Features and Benefits

      • United India Two wheeler Insurance offers maximum 50% NCB for 5 consecutive claim free years.
      • The policy provides 5% discount on premium for own damage up to Rs. 50
      • Add-on covers like zero depreciation cover is available with United India Two wheeler Insurance

      • The policy provides 2.5% discount up to Rs. 200 for installation of anti-theft devices
      • The policy offers 50% discount for two-wheelers designed for blind and mentally challenged people
      • Personal accidental coverage is available for both unnamed and named people.
      • Geographical area extension facility is available on payment of Rs. 500 additional premium
      • Coverage facility is available for electronic and electrical fittings, CNG – LPG bi fuel kits, fuel tanks, fiberglass
      • Tyre damage coverage is available on extra premium.

      Coverage of United India Insurance Two Wheeler Insurance

      United India Two Wheeler Insurance offers mainly two types of coverage;

      • Liability only policy
      • Package policy

      Liability Only Policy

      • It protects liability of the insured to third parties in the event of property damage, death or permanent physical disability
      • All expenses that are incurred with written consent of the company are covered in liability only policy.
      • Claimants cost decided by court are covered
      • Personal accident coverage of a specified sum insured is available for driver or owner of two-wheeler vehicle.

      Package Policy

      This type of coverage encompasses both third-party liability and damage of the insured vehicle. Coverage is available for damage of insured vehicle caused by;

      • Accident by external way.
      • Fire, lightning, Self ignition
      • Burglary, housebreaking, theft upon payment of 3% of accessories IDV.
      • Terrorist activity.
      • Strike, Riot, Malicious damage
      • Damage due to flood, earthquake and cyclone
      • During transit
      • Damage due to rockslide, landslide

      Under Third party liability coverage, it provides

      • It protects liability of the insured to third parties in the event of property damage, death or permanent physical disability
      • All expenses that are incurred with written consent of the company are covered in liability only policy.
      • Claimants cost decided by court are covered
      • Personal accident coverage of a specified sum insured is available for driver or owner of two-wheeler vehicle.

      United India Two wheeler Insurance Claim Process

      Below are the steps that policyholders need to follow in case of accidental damage to their vehicle

      • Contact any branch of United India insurance in the vicinity
      • The insurer will appoint a surveyor to assess the loss of the vehicle
      • The damaged vehicle needs to be kept on the accident spot in case of massive mishap as long as the surveyor visits and assesses the damage
      • Inform the nearest police station in the event of third-party property damage or bodily injury
      • After completing formalities policyholders shift their two-wheeler to authorized garage and get estimate to submit to the insurer alongside duly filled claim form,
      • Repair work should not take place until the surveyor’s verification of the damage
      • After repairs are completed for partial loss you have to submit the final bills needs to be submitted to the insurer once partial damage repair is done.

      Documents for United India Two Wheeler Insurance Claim Process

      • Claim form duly filled
      • Original FIR.
      • Copy of surveyor report
      • Original estimate.
      • Medical certificate for third-party liability
      • Driving license copy