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Most Popular Policies of United India

  • United India Insurance Family Medicare Policy
    This policy covers both the proposer and his/her family. Two add-on covers are also available under this plan to cover daily expenses in hospital and ambulance costs.
    Key features of Family Medicare Policy
    • No medical check-up required up to 45 years and Rs. 10 Lakhs sum insured
    • Maximum entry age is 80 years
    • Optional cover for critical illness is available
    • Organ donor treatment expenses are covered
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  • United India Super Top Up Plan
    This top-up policy covers medical expenses when total amount goes past the deductible limit of what you have to pay.
    Key features of Super Top-up Plan
    • Up to Rs. 2,500 coverage for emergency ambulance service
    • Selected day care procedures such as radiotherapy, chemotherapy,dental surgery, eye surgery, are covered
    • Coverage for In-patient treatment is available beyond threshold limit up to the sum insured.
    • Organ donor expenses are covered
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  • United India Individual Mediclaim Policy
    This health insurance policy is designed to protect individuals from medical expenses for both planned and emergency hospitalization
    Key features of Individual Mediclaim Policy
    • Organ donor expenses Up to chosen sum assured
    • Coverage for major surgeries Up to 70% of the chosen sum assured
    • Coverage available for Specific day care procedures
    • Coverage available for Ayurvedic treatment if undertaken at a government-approved center
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  • United India Senior Citizens Health Insurance Policy
    Senior Citizens Health Insurance Policy is designed to protect senior citizens in the age group of 61 years to 80 years.
    Senior citizen health insurance plan
    • Organ donor expenses are covered up to sum assured
    • Coverage for Cataract, Hysterectomy, Hernia up to 25% of sum assured
    • Major surgeries are covered up to sum assured
    • Ayush treatments are covered if it is undertaken at a government-approved center
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United India Overseas Mediclaim Policy

We all like going abroad for various reasons. Some like going abroad for vacations, while some go for studies. Some of us like to go abroad for work and some go for employment related works. But how many of us think that, in abroad, where there aren’t many people we know there can be medical problems and the financial burden on our family can rise.

The United India Overseas Mediclaim policy covers the expenses incurred during an overseas trip towards medical treatment for disease or accident sustained. Passport loss is also something that is covered under the policy. In-flight personal accident benefit, repatriation and medical expenses etc are also covered under the policy.

You can buy the policy now online from:-

The United India group has a unique feature of buying the policy online. Click on the link below to buy the policy online. You can buy the policy with the help of Visa Master Card or any other kinds of credit and debit cards. The policy can also be bought with the help of net banking. In case of need, an agent can also visit your home to explain to you the nitty gritty of the policy and fill in the form. After filling up the form, in no time the complete policy will be there at your doorstep.

Some of the key features of the sum to be insured:-

With medical examination the sum to be insured under illness and/or treatment following accident-> Plan A1- 50,000, Plan A2- 25,000; Plan B1- 1,00,000 and Plan B2- 5,00,000. With deductible of 100.

  • Personal Accident-> Plan A1- 10,000, Plan A2- 25,000, Plan B1 and Plan B2 25,000.
  • Loss of checked in baggage-> 1,000 for all.
  • Personal Liability-> 2,00,000 for all with deductible of 200.
  • Loss of passport-> Plan A2- 250 and rest 150; with a deductible of 30.
  • Delay of checked in baggage- over 12 hours of an outbound flight- 100 for all.

Without medical examination the sum to be insured under illness 10,000 for all and/or treatment following accident 50,000 and 2,50,000 and 1,00,000 and 5,00,000 for Plan A1, A2, B1 and B2 respectively. The deductible is of 100.

  • Personal Accident-> Plan A1- 10,000 and 25,000 for rest.
  • Loss of checked in baggage-> 1,000 for all.
  • Personal liability-> 2,00,000 for all. Deductible of 200.
  • Loss of passport-> 150 for all and 250 for Plan A2; with a deductible of 30.
  • Delay of checked in baggage- over 12 hours of an outbound flight- 100 for all.

The coverage of the policy includes:-

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Plan A1 and Plan A2 covers medical expenses incurred worldwide excluding Canada or USA. Plan B1 and B2 covers medical expenses incurred worldwide including Canada or USA. All the payments that are to be made to the doctors, nursing home, medicines etc are to be paid in US dollars.

The exclusions to the policy include:-

  • Any kind of pre-existing diseases are not included in the policy.
  • War and nuclear peril injury etc are not covered by the policy.
  • Any kind of suicide or attempt to suicide doesn’t come under the coverage of the policy.
  • Along with all these, cosmetic surgery, travelling against medical surgery is also not included under the policy.

If the features and benefits given by the policy entice you enough to buy the policy then click on the link below and the policy can be bought online through credit or debit cards. You can also opt for agents to visit the home of the benefactor to know the details about the policy. Net banking is also available on the site with the help of which you can by the policy.

Other companies providing similar policies:-

  • National Insurance Overseas Mediclaim policy
  • New India Assurance Overseas Mediclaim policy
  • Oriental Insurance Overseas Mediclaim policy