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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of United India

  • United India Insurance Family Medicare Policy
    This policy covers both the proposer and his/her family. Two add-on covers are also available under this plan to cover daily expenses in hospital and ambulance costs.
    Key features of Family Medicare Policy
    • No medical check-up required up to 45 years and Rs. 10 Lakhs sum insured
    • Maximum entry age is 80 years
    • Optional cover for critical illness is available
    • Organ donor treatment expenses are covered
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  • United India Super Top Up Plan
    This top-up policy covers medical expenses when total amount goes past the deductible limit of what you have to pay.
    Key features of Super Top-up Plan
    • Up to Rs. 2,500 coverage for emergency ambulance service
    • Selected day care procedures such as radiotherapy, chemotherapy,dental surgery, eye surgery, are covered
    • Coverage for In-patient treatment is available beyond threshold limit up to the sum insured.
    • Organ donor expenses are covered
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  • United India Individual Mediclaim Policy
    This health insurance policy is designed to protect individuals from medical expenses for both planned and emergency hospitalization
    Key features of Individual Mediclaim Policy
    • Organ donor expenses Up to chosen sum assured
    • Coverage for major surgeries Up to 70% of the chosen sum assured
    • Coverage available for Specific day care procedures
    • Coverage available for Ayurvedic treatment if undertaken at a government-approved center
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  • United India Senior Citizens Health Insurance Policy
    Senior Citizens Health Insurance Policy is designed to protect senior citizens in the age group of 61 years to 80 years.
    Senior citizen health insurance plan
    • Organ donor expenses are covered up to sum assured
    • Coverage for Cataract, Hysterectomy, Hernia up to 25% of sum assured
    • Major surgeries are covered up to sum assured
    • Ayush treatments are covered if it is undertaken at a government-approved center
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United India Health Insurance

There are various health insurance policies available at United India. These health plans are designed for individuals, families, senior citizens and they offer extensive coverage at affordable prices.

Types of United Health Insurance Plans

  • Family Medicare
  • Individual Mediclaim
  • Family Medicare 2014
  • Gold
  • Platinum
  • Senior Citizen
  • Top-up
  • Super Top-up
  • UNI Criticare


 
   
Name of the plan >
Aspects of plan
Family Medicare Family Medicare 2014 Gold Individual Mediclaim Platinum Senior Citizen
Entry Age 18 to 80 years, children – 3 months if one parent is covered 18 to 80 years, children – 3 months if one parent is covered 36 to 60 years, only renewal after 60, for children – 3 months if one parent is covered 18 to 80 years, children – 3 months if one parent is covered 18 to 35 years, only renewal after 60, for children – 3 months if one parent is covered 61 to 80 years, only renewal after 80
Type Family Floater Family Floater Individual
Sum Assured Rs.1 to 5 lakhs (increments of Rs.50,000), Rs.5 to 10 lakhs (increments of Rs.1 lakh) Rs.2 to 5 lakhs (increments of Rs.50,000), Rs.5 to 10 lakhs (increments of Rs.1 lakh) Rs.1 to 5 lakhs (increments of Rs.50,000) Rs.1 to 10 lakhs (increments of Rs.50,000) Rs.1 to 10 lakhs (increments of Rs.50,000)
Discounts No-claim discount- 3% – 15% on renewal; first discount available after 3 successive claim-
free years and on renewal thereafter
No-claim discount- 3% – 15% on renewal; first discount available after 3 successive claim-
free years and on renewal thereafter
5% discount on total premium for each extra member in coverage 5% discount on total premium for each extra member in coverage 5% discount on total premium for each extra member in coverage
Coverage Inpatient hospitalisation expenses, Organ donor expenses, expenses for Pre and Post-hospitalisation, Cataract, Hernia, Hysterectomy, Major surgeries, Specified day care procedures, AYUSH treatment, Health-check costs Inpatient hospitalisation expenses, Organ donor expenses, expenses for Pre and Post-hospitalisatio, Cataract, Hernia, Hysterectomy, Major surgeries, Specified day care procedures, AYUSH treatment, Health-check costs Inpatient hospitalisation expenses, Organ donor expenses, expenses for Pre and Post-hospitalisatio, Cataract, Hernia, Hysterectomy, Major surgeries, Specified day care procedures, AYUSH treatment, Health-check costs Inpatient hospitalisation expenses, Organ donor expenses, expenses for Pre and Post-hospitalisatio, Cataract, Hernia, Hysterectomy, Major surgeries, Specified day care procedures, AYUSH treatment, Health-check costs Inpatient hospitalisation expenses, Organ donor expenses, expenses for Pre and Post-hospitalisatio, Cataract, Hernia, Hysterectomy, Major surgeries, Specified day care procedures, AYUSH treatment, Health-check costs Inpatient hospitalisation expenses, Organ donor expenses, expenses for Pre and Post-hospitalisatio, Cataract, Hernia, Hysterectomy, Major surgeries, Specified day care procedures, AYUSH treatment, Health-check costs
Add-on Covers Ambulance Cover, Daily Cash Allowance Ambulance Cover, Daily Cash Allowance Ambulance Cover, Daily Cash Allowance


United India Top-Up and Super Top-Up Plans

These two United India health policies provide coverage to individuals and families. They cover hospitalization expenses when the base coverage for hospitalization go past the maximum limit. These plans come with a free look period of 15 days and premium paid are eligible for tax deduction.

UNI Criticare Plans

This United India health policy provides coverage against eleven pre-specified critical illness. Policyholders are entitled to get a lump sum upon diagnosis of any of the eleven critical illness during the policy period. The age limit to be eligible for this policy is 21 to 65 years. You can choose from four options of Sum Insured Rs.1 lac, Rs.3 lacs, Rs.5 lacs and Rs.10 lacs. The policy comes with 90 days waiting period from inception date and a survival period of 30 days from diagnosis date.